cost of pet insurance

Whats the Cost of Pet Insurance and Is It Worth It?

VWB Blog 2 years ago 1

Did you know that almost 32 million households in the United States of America own at least one cat? Spending quality time with your pets is one of the best parts of accepting a furry friend into your family, but there are certain things that you need to do to ensure that your pets live long and healthy lives. Veterinary services are a great start but there are other things that you can do for pet health.

Understanding the benefits and the cost of pet insurance will make it easier for you to ensure that your pets get annual health assessment appointments. Your furry friends will live longer and healthier lives thanks to pet health insurance coverage.

The good news is that you’ve found the right guide to help you out with getting a better idea of what pet insurance coverage costs. Keep reading to learn more about pet insurance costs today!

How Much Does Pet Insurance Cost?

If you have pets, then it makes sense to consider getting insurance coverage for them the same way that you’d get it for members of your family. Many people get scared off by the annual costs of these insurance plans but they’ll save you money over the long haul while allowing your pets to get more from life.

It’s important to note that your insurance costs are different depending on the types of pets that you have. Dogs tend to cost more to insure compared to cats. You can expect to pay a little less than $600 per year for health insurance coverage for your dog, while cats cost around $350 per year to insure.

You can also choose different policies for your animals. These options keep your pet covered in the event of an accident while also allowing you to spend less on coverage. You can expect to pay around $250 per year for accident-only pet coverage for your dog, while cats cost around $130 each year for cats.

What Does Pet Insurance Cover?

Your pet’s insurance works in the same way that your own insurance coverage works. Your pet will have a deductible that needs to get met prior to the health coverage perks kicking in. After you reach the deductible, you’ll still need to cover a certain percentage of the vet bill for veterinary services.

You should note that there are things that don’t get covered in pet insurance coverage. Getting your pets spayed or neutered won’t get covered by the insurance company unless you also get a wellness package for your furry friend. Vaccinations and teeth cleaning visits also won’t get covered by most pet insurance companies.

Benefits of Getting Pet Insurance

Now that you know more about what to expect from an expense standpoint for your pet’s healthcare, it’s time to take a look at the benefits that come with your pet insurance coverage. The benefits of pet insurance go far beyond the fact that your pet will live a longer and happier life. Here’s a closer look at what you can expect from your pet health insurance.

Pet Insurance Will Save You Money

Unfortunately, at some point or another, your pet is going to get sick or sustain an injury. It’s better to be prepared, otherwise, you could find yourself spending thousands of dollars on health treatments for your pet. You still need to keep in mind that you’ll need to pay a deductible on these health plans, but you’ll still save a ton of money in the long run, especially when you visit Saltwater Animal Hospital.

You Can Pick Your Vet

Some forms of human insurance coverage require you to see a particular doctor, but one of the great benefits of pet insurance is that you can pick the vet that you want to treat your cat or dog. You won’t need to get a referral form to take your pet to this veterinary clinic.

It’s a great benefit because you might find that you need emergency vet care for your animals after hours or in the midst of the holidays. Your pet insurance will cover the health treatments that you get for your pets even if they’re not at the usual vet clinic that you tend to go to.

Pet Insurance Covers All Pets

It doesn’t matter if your pet is getting up there in age, there is no reason why you can’t get pet insurance coverage for your furry friends. You won’t face any discrimination from pet insurance companies when it comes to the breed of your pet or the age. Your vet can help you find a pet insurance policy that covers the needs of your animal.

Keep in mind that many pet insurance companies will charge more for annual coverage for elderly pets since they’re more likely to require visits to the vet. Still, there is nothing stopping you from getting the coverage that you need for the furry members of your family.

Peace of Mind

The biggest benefit that you can enjoy when you cover the cost of pet insurance is the peace of mind that your pet will get the treatment that it needs no matter what health issues it is facing. You’ll know that you have the funds necessary to help your pet get back to feeling its best.

You don’t need to be stressed when you find out that your pet is sick or injured. You can focus on getting your pet the healthcare treatments that it needs in order to get back on its feet in no time.

Now You Know the Cost of Pet Insurance

Knowing the cost of pet insurance is a big part of becoming a responsible pet owner, and it’s important to know the benefits that come with your monthly payments. Expect to pay close to $600 per year for a dog and $350 to insure your cat. You’ll get peace of mind that your pet is going to be okay all while helping your bank account out in the process.

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