Smartest investments for students

Smartest investments for students

VWB Blog 1 year ago 18

After graduating from high school, many students confront significant adjustments, including the need to relocate, make new acquaintances, and manage time effectively between extracurricular activities, work, and school. Amazingly, the millennial generation has time for anything, let alone investing, given all the challenges they’re inheriting.

It may come as a surprise, but university is one of the finest times to begin saving and investing for the future. You can start building your portfolio even with a small amount of money. Doing so may be beneficial because you can gain experience with investing and the inevitable losses that come with it without risking a significant sum of money.

Potato chips route

College students need a business that takes little of their time but can make them some money, and one idea is to invest in a small route. that is local and easy to run, like a potato chips route. This article lists the best routes to buy

Delivering potato chips from manufacturers to accounts or local grocery stores and retail shops is the responsibility of a chip route distributor in a supply chain. The sales commissions add up to a nice revenue for the distributors. Independent distribution of potato chips along a chip route might net you a commission of 16-22%, depending on the route.

Invest in an S&P 500 index fund

An index fund is a type of mutual fund that tracks a market index, such as the S&P 500, for large U.S. corporations. In the case of the S&P 500, an index fund would contain hundreds of equities. The fund is widely diversified since it owns shares in a large range of companies across many different industries. Its returns are generally less volatile than those of an investor who just holds a few equities.

Start investing a little each month

If you choose a broker who doesn’t charge commissions, you can save a little money each month without worrying about losing it all to costs. This means a greater proportion of your investment will be made in your stock or mutual fund portfolio. Even if you can only afford to put away $20 or $30 a month, you will start to see your money grow in the stock market. Numerous stockbrokers now allow clients to purchase shares in fractional increments.

Get help from a broker

The cost to get started investing is little. Several excellent, low-cost online brokers, like Fidelity Investments and Charles Schwab, provide free stock, ETF trading, and excellent research and educational tools to help you get started in the market. For example, Fidelity and Schwab are known for their excellent customer service and willingness to accommodate their investors’ needs.


The single most critical advice we can give college students interested in investing is this: start right now. Education about the market must start immediately if you want to secure your financial future. Students can get started with smaller sums of money and build their expertise and portfolios over time.

Written By