Are you struggling with a permanent disability?
Living with a disability always comes with hefty financial demands. Expenses from medicine and periodic doctor visits can leave you with little to no savings. You shouldn’t have to pay a fortune to live comfortably.
Luckily, there are plenty of options for people with disabilities. So keep reading to learn where you can get the help you need.
Social Security Disability Income
The SSA has a federal program that offers monthly payments. This is to help meet the basic needs and living expenses of those who need it.
You can check your eligibility on their Compassionate Allowance list. Then, get an estimate for the Social Security Disability Income payments based on your average earnings.
Medicare is a health insurance program that helps seniors and people with disabilities.
If you’ve gotten disability benefits for two years, you automatically get Medicare hospital and medical coverage. This also applies to those who’ve received disability benefits from the Railroad Retirement Board.
If you’re a low-income household, Medicaid is for you. This health care program will help you cover your medical bills.
To apply for this program, can contact your local Medicaid agency. Have insurance? Contact your provider so you can fill out an application with them.
Supplemental Nutrition Assistance Program (SNAP)
SNAP can help low-income households put food on their tables. You have a higher chance to qualify if you have proof of disability payments from agencies. Keep in mind that the application process differs depending on which state you live in.
Federal Disability Retirement Benefits (FERS)
FERS offers disability retirement for federal workers who have gone through at least 18 months of service.
To qualify, you’ll need to fulfill different requirements. This includes having a disability expected to last a year, having the disability occur during your employment, and more.
Public Housing Programs
Those with disabilities may acquire a NED voucher. This provides housing development for seniors. Contact the public housing agencies in your local area to learn more.
National Charities and Organizations
There are tons of charities and organizations that provide assistance for disabled people.
The National Disability Rights Network is one example. This non-profit organization will help you in getting proper health care and education. You also get more work and housing opportunities.
Another example is the National Disability Institute. This charity group operates with financial institutions, governments, and local programs to support disabled people.
Do want to learn more about what you need to know before applying for any of these programs? Learn more about it here at https://benefitsclaim.com/2022/03/23/what-should-i-know-before-applying-for-disability-benefits-benefits-claim/.
Financial Support for People with Disabilities
There are many options for people with disabilities who need that extra support, from the government to non-profit agencies. We hope that after reading, you’ve gotten a better idea about which option is the best for you.
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