In California, there are various traffic laws that dictate how motorists must behave while on the road. Some of these laws are relatively straightforward, while others can be a little more confusing. One question that often comes up is whether California is a no-fault state.
Let’s take a closer look at California traffic laws and what it means for drivers in the state.
Is California an At-Fault State?
If you’re involved in a traffic accident in California, it’s important to understand the state’s laws. Unlike some states, California is not a no-fault state. That means that the cause of an accident will be determined and the at-fault person will be held liable.
If you’re found to be at fault for an accident, you could be facing serious penalties. Penalties for causing an accident in California can include:
Fines: You could be fined up to $10,000 for causing an accident that results in injury or death.
Jail time: You could be sentenced to up to a year in jail for causing an accident that results in injury. If the accident leads to someone’s death, you could be facing up to four years in prison.
Loss of driving privileges: If you cause an accident, you could have your driver’s license suspended.
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What to Expect From the Car Insurance Claims Process
No one looks forward to filing a car insurance claim, but it’s important to know what to expect so that the process goes as smoothly as possible. Here’s a rundown of what you can expect when you file a claim with your car insurance company:
First, you’ll need to contact your insurer and let them know that you’d like to file a claim. You’ll need to provide some basic information, such as your policy number and the date and time of the incident.
Once you’ve contacted your insurer, they will assign a claim’s adjuster to your case. The claim’s adjuster’s job is to investigate the accident and determine who was at fault. They will also determine how much your insurer will pay out for the damages.
After the claim’s adjuster has finished their investigation, they will give you a call to let you know their decision. If they determine that you are not at fault, your insurance company will pay for the damages. However, if they determine that you are at fault, you may have to pay for the damages yourself.
In either case, it’s important to keep all documentation related to the accident, such as police reports, medical bills, and repair estimates. This will help to ensure that the claims process goes smoothly.
Understanding California Traffic Laws
That’s it for our short breakdown of California traffic laws! We hope this content was helpful and that you feel more confident navigating the roads of the Golden State.
If you enjoyed this content, be sure to check out some of our other articles. Thanks for reading and safe driving!